公寓业主的pp王者电子官网选择
国营农场® offers a number of coverage options so you can get the pp王者电子官网 that best fits your needs.
标准公寓单位业主覆盖范围
无论是建筑财产, 个人财产, 损失评估, 个人责任或对他人的医疗支付, 我们是来帮忙的.
无论是建筑财产, 个人财产, 损失评估, 个人责任或对他人的医疗支付, 我们是来帮忙的.
建筑房地产
报道一个
为你的不动产投保, 包括建筑物加建部分, alterations and installations which are part of your unit and are your pp王者电子官网 responsibility according to the governing rules of the condominium association.1
个人财产
覆盖B
保护你家里的个人财产，比如衣服或家具. It can also help provide protection for the 个人财产 you take with you while away from home.
失去使用
覆盖C
如果发生火灾, 爆炸, 龙卷风或其他pp王者电子官网损失导致你的单位无法居住, 你可能需要找个地方住. 失去使用 covers the necessary increase in cost to maintain living conditions during the period of repair. The amount of coverage may be limited to a dollar value or your actual costs for up to a specified time. 和你的代理一起检查你的限额.
损失评估
覆盖维
专为公寓/协会的业主设计, 损失评估 coverage recognizes the potential for owners to be assessed for certain kinds of loss. What type of circumstances might require the condominium association to assess all unit owners?
- 有人在公共财产(如游泳池)上严重受伤
法院作出的判决高于责任范围的金额
由公寓/协会政策提供. - 主要损坏发生在共有的建筑物上，并且没有完全覆盖
pp王者电子官网.
承保损失, 损失评估pp王者电子官网会支付你的那一份, 以您选择的pp王者电子官网范围为限. You should review the need for this coverage with your agent and buy an appropriate amount of coverage.
个人责任
L报道
Protects you if others make a claim or bring suit against you for bodily injury or property damage for which you or a covered resident of your household are responsible, 无论是在你家里还是在其他地方，pp王者电子官网范围都适用.
除了结算费用, 该pp王者电子官网可支付辩护费用和法庭费用, 即使对你的起诉是毫无根据的.
It is essential that you select liability limits high enough to protect your assets. 如果您需要比常规保单限制更多的保障，请考虑a 个人责任保护伞政策. It adds an extra layer of personal liability protection for exposures you may have from your car policy, your boat policy (if you have one) and your condominium unitowners (homeowners) policy.
支付给他人的医疗费用
覆盖米
This coverage pays medical expenses for covered claims up to the limits in the policy for people who are on your premises with your permission and are accidentally injured. pp王者电子官网范围也扩大到因你的活动而意外受伤的人. 然而, pp王者电子官网不包括你的医疗费用, your family members or other individuals that regularly reside with you or on your insured location.
其他类型的pp王者电子官网
冷冻产品
May cover loss to the contents of an on-premises refrigerator or freezer resulting from power or mechanical failure.
费用 & 其他费用
假币 & 伪造开支
赔偿某些损失，最高可达1美元,000 in relation to forgery and counterfeit money for credit cards and bank fund transfer cards.
消防部门服务费
最高可支付500美元. 在有条件的州可以购买更高的限制.
急救费用
Provides for first aid expenses for covered claims to people other than an insured for bodily injury covered by the policy.
向当地的州立农场代理寻求帮助
跟州立农场的代理人谈谈 855-980-8053
想要报价，请致电 844-242-1899
户外 & 天气报道
碎片移除
Covers reasonable expenses incurred to remove covered damaged property following a covered loss.
树木、灌木和其他植物
承保火灾造成的损失, 闪电, 爆炸, 防暴, 民事骚动, 飞机, 车辆(非住所居民拥有或经营的车辆), 破坏公物, 恶意的恶作剧, 或被盗.2
火山作用
Covers loss to a covered building and covered property in a building resulting from airborne volcanic shock waves, 灰, 灰尘, 粒状物质或熔岩流.
所有权 & 租赁范围
缺席所有权pp王者电子官网
If you own a home in a condominium/association but rent it to others all or most of the time, 可以作出特别pp王者电子官网安排. 如果你是在这种情况下，请联系你的代理进行全面审查.
额外生活费
Covers the actual loss incurred for necessary increased expenses over and above what you normally spend for food, 避难所, and related items for the shortest time required to repair or 取代 the premises, or for your household to settle elsew在这里; up to 24 months for covered claims.
公允租金价值
Covers the actual loss sustained for rental income from that portion of your condominium unit that is rented to others or held for rental for the shortest time required to repair or 取代 the part of the premises rented or held for rental, 承保索赔最长为12个月.
通货膨胀
This coverage automatically increases the amount of condominium unitowners pp王者电子官网 coverage on your building property and 个人财产 as inflation changes the cost of replacing your property. The changes are based on the movement of an inflation index and are reflected in the premium on each renewal.
结构的报道
崩溃
May cover property damage resulting from building collapse caused by certain perils.
损害他人财产的
Provides payment of certain property damage to property of others accidentally caused by an insured.
锁
支付重新钥匙, 取代, 重新编码, 程序, or re程序 the exterior locks to your home and other structures located on the residence premises when the keys or remote devices used with those doors are part of a covered theft loss.
临时修理
Covers temporary repairs incurred to protect covered property from further damage for covered claims.
披露的信息
1 Improvements to your unit as well as fixtures and equipment installed as part of the building may or may not be your pp王者电子官网 responsibility. 应检查协会文件.
2 Limit for this coverage is 5% of 覆盖B Personal Property with a dollar limit for any one outdoor tree, shrub or plant (that are not common property of the condominium association and covered under the master association policy).
Discount, policies, and 程序s and their availability vary by state and eligibility requirements.
This information contains only a general description of coverages and is not a contract. 覆盖范围或限制的细节在一些州有所不同. 所有险别均以本合同条款为准, 规定, 除外责任, 以及保单本身和任何背书的条件.